How to save money on groceries is something you should consider if you want to level up your financial wins. We all know that grocery shopping is a big part of our budget, especially if you have a larger family. I have a family of five, and I can tell you that I have figured out how to feed our family by spending $100 a week on groceries.
How to Save Money on Groceries
There are three parts to tip #1 of how to save money on groceries. Let me break them down for you.
- Do not go grocery shopping on an empty stomach. If you are hungry, you will likely overspend and bust your budget on junk…on things that you don’t need or things that your household doesn’t need because you were hungry when you went shopping.
- Don’t bring kids with you to the grocery store. I know this is hard for some families. I have three kids of my own, and a lot of times I don’t have a choice but to bring them. But if I can go grocery shopping while they’re at school or while they’re with their Dad, it makes things so much easier. I sometimes have my husband sit in the car after Church with the kids while I go into the grocery store shopping by myself so that I can focus. I need to be able to get the things that we need and get out. I stay on task easier when I’m alone than when I have our kids with me. The main idea is to not be distracted by all of the delicious, flashy end caps and displays of food.
- Part 3 of tip #1 is don’t talk on the phone while you are grocery shopping because, I mean, this is an obvious one. It’s easy to get distracted having a conversation and you’re not paying attention to what you’re really doing. I can be having a conversation with someone, and before you know it, I’ve added all sorts of items to the shopping cart that weren’t on my original shopping list. If you’re a free-spirited nerd like me, you tend to throw plans out the window when you get hungry and distracted.
Another tip on how to save money on groceries is to make sure that you’re adding up how much each item costs when you put it in the basket. You need to have a budget when you go in and KNOW “I’m not gonna spend more than $75 this grocery trip” and really stick to it. The way to do that is to grab one item at a time. If it costs $1.39, round up to $1.50. You’ve got two of those, so that’s $3.00. And you just start adding in your head, and before you know it, you’re up to $27, $32, $33, $38. And you just keep adding as you place items in the shopping cart. I know that they sell these little clickers that you can click them, and they will count for you as you’re grocery shopping. This is perfect for those who aren’t great at adding in their head. I, personally, have never tried this. But I have heard they are wonderful! I count in my head, and it is what works for me. But whatever works for you is what you need to do. You definitely want to add as you go so that you don’t bust your budget.
Take cash with you to save money on groceries. When you are grocery shopping, this comes out of your cash envelope for grocery money. If you aren’t familiar with Dave Ramsey’s envelope system, you can read more of that here. So if you take $75 in cash and you have no back up plan, then if you go over budget, you’re gonna have to take something out of your basket (we call shopping carts baskets where I’m from :)). So it will help you stick to the plan…stick to the budget when you have an actual cash budget to follow. When you use your debit card, you tend to overspend because you really aren’t keeping track of how much you’re spending. For tips on how to manage your personal banking accounts, check out this post.
My fourth and final tip is to go grocery shopping at Aldi whenever possible because Aldi is a great money saving company for our family. This post is in no way sponsored by Aldi. I’m just a huge fan of saving money! They have eggs for 25 cents a dozen and milk for $1.80 for a gallon. You can save so much money on a lot of the staple items and stay in budget. And then if there are some items that you prefer a specific brand that is not available at Aldi, you can go to Walmart or to your local grocery store for the filler items. But it is definitely worth making two separate trips.
If you use even one or two of these tips when trying to save money on groceries, I can promise you’ll come out of the store with more than you expected. Be sure to join the free-spirited nerd squad for more tips and tricks on how to make the most of your money. What tips help you save at the grocery store? Leave your tips in the comments section!